Options

Dear Homeowner,

My name is Trevor Baltz and I want to provide you this important information concerning several great options you have regarding your property and its current situation.

You should know that you have several options other than losing your home in a foreclosure. Please read these options and do your own research to determine the right option for your situation. Start your research in the Resources section for links to Fannie Mae, HUD and The American Rescue Plan.

Once you decide to work with me, we will contact the Bank together on your behalf and this will take tremendous pressure off of you. Banks can be sneaky and can find out ways to talk you into giving your house back to them which is great for them and terrible for you. If you choose that option, you'll end up with a foreclosure on your credit report and a possible deficiency judgement. The bank never tells you this vital piece of information.

BANKS ALSO DON'T TELL YOU THAT THEY WILL REDUCE YOUR PRINCIPAL BALANCE AND INTEREST RATE.

My job is to help you make the right decision for your situation. Since each situation is different i want to share this information package with you so that you will understand your choice and make a good decision for your family.

Here are your 10 options:

  1. The Flex Modification

  2. The Forbearance Agreement

  3. Equity Partnering

  4. Subject-To

  5. A Short Sale

  6. Chapter 13 Bankruptcy

  7. Deed-in-Lieu of Foreclosure

  8. Try to sell your home with a Realtor

  9. Refinance your mortgage

  10. Do nothing and lose your home